To Whom It Will Concern
Date:
Re; Acct#
Your name
Address
The company name
Address
To whom it may concern:
This will serve as your legal notice under Federal Fair Debt Collection Practices Act (FDCPA) to cease all communication with me in regard to the debt reference above. Do not contact me, or any third parties, via the telephone regarding this debt.
Furthermore, I formally dispute this debt. Please provide me with documentation that supports why you think this debt belongs to me and why you think I owe this amount. Please send me copies of the original application for this account, any signatures associations with this etc. The documentation you provide does not prove this debt is mine. Again, I have never had an account with this company.
You are also notified that should any adverse information be placed against my credit reports, appropriate actions will be taken under the Federal Credit Reporting Act (FCRA).
Thank you for attention to this matter,
Sincerely,
Your Name.