Get the errant debt collector off your back
Get the errant debt collector off your back!
A lot of consumers are receiving collection letters for debts they never heard of.
Many times this comes from “skip tracing,” when a collector cannot find the consumers who owes them money. There are many avenues to try and locate the consumer-and in some cases get the wrong person.
If you receive such a letter from a collection in error, I’ve provided a letter that can be sent to the collector to get them off your back. Simply send it by certified mail, so there is proof of receipt. The collection company cannot call, write or put a remark on your consumers report until the dispute is revoked.
To the right is an example of a “cease and desist” letter to the debt collectors.
Remember, we have free credit workshops along with free manuals on the second Saturday of each month. Until next time, good credit to you.