Tag: Local IQ

Your own personal credit FAQ

Your own personal credit FAQ – I get a lot of questions at Credit Rescue Now, Where we counsel consumers about financial landscape and how to make sure their credit remains strong and sound. I thought it would be helpful…

Take care of your credit while renting

Take care of your credit while renting. People know what major financial step home ownership represents, but we often overlook the financial and credit implications of renting an apartment or home. There are some important things to consider. When renting…

Get the errant debt collector off your back

Get the errant debt collector off your back! A lot of consumers are receiving collection letters for debts they never heard of. Many times this comes from “skip tracing,” when a collector cannot find the consumers who owes them money.…

Credit is not a barrier to home ownership

Many consumers do not believe they can own a home due to their credit. I have seen consumers who thought their credit – because of past collections, tax liens or judgments – would keep them buying a house for seven…

ID theft now targets the very young

Editor’s note: The text of this column ran in the last issue of Local iQ with the wrong column signature and tagline. As we all know, ID theft in this country has gotten out of control. Identification thieves use personal…

There is life after bankruptcy

Bankruptcy is a word that scares many people, and those who have already filed bankruptcy often think their life is over for the next 10 years. This couldn’t be further from the truth. Let’s start off with the most commonly…

Debt settlement companies: your best friend or worst foe?

Given the current condition of our economy, financial debt has become a pitfall for many consumers. These conditions have brought forth many consumers. These conditions have brought forth many who claim to be offering a helping hand to such consumers,…

Know the score about credit

Credit bureau scores are often called “FICO Scores” because most credit bureau scores used in the U.S. are produced from software development by Fair Isaac and Company (FICO). FICO scores are provided to lenders by major three major credit reporting…

The ins and outs of credit closure

The ins and outs of credit closure.  A credit card is a helpful tool to aid in the ascension of any consumer’s credit score. A revolving account, such as a credit card, is the only way to establish length in…