We Guarantee to Raise Your Credit Score or Your Money Back!

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Frequently Asked Questions...
  1. Why use Credit Rescue Now? 
  2. How much does credit restoration cost?
  3. What is the credit manual?
  4. What is a credit education workshop?
  5. How long will it take to restore my credit?
  6. What if I'm not happy with the service, do you offer refunds?
  7. How can I start building new credit?
  8. Who uses Credit Rescue Now's services?

Why use Credit Rescue Now? 

A:  We have been servicing consumers with their credit needs since 1991.  There never has and never will be a monthly service fee. Not only are we members of the Better Business Bureau, we have never had a complaint in the history of business. Every consumer that goes through our process will receive a credit manual to learn the laws protecting them against illegal collection practices, how to stop collection calls to home and work, how to read a credit report, how to understand FICO scoring, how to make payment arrangements and how to do your own settlements so that you do not get taken advantage of. It is always better to learn how to help and protect yourself. Credit Rescue Now will also teach you how to establish good strong credit lines that will help you build a good strong foundation for credit to grow. 

We are dedicated to educating the consumer on how to get out of debt and get back their good credit standing. We bring to you over 60 years collective experience behind the scenes of the banking, collection, credit counseling and credit restoration industry, because we know how the banks, collection agencies and credit reporting companies operate. We bring to you firsthand knowledge. There are a lot of self credit repair kits out there, but that's all they are. This is just one of the perks of using Credit Rescue Now, Inc and going through the credit restoration and repair program. Our program offers the ability to protect yourself and your credit. In the event of a job loss, you will also learn the laws protecting you from creditor harassment. How to stop collection calls to home and work, how to negotiate payment arrangements with your creditors, and what to do and who to contact if your rights are being violated and how to establish new credit. You will learn how to read a credit report and understand it, and much more.


How much does credit restoration cost?

A:  We charge a one time fee for your initial consultation, and a $60 dollar follow up fee if needed, click here to find out our current rates

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What is the credit manual?

A:  We have put together a free credit manual for all clients who attend the credit educational workshop and for clients who are in process of credit restoration so that they will know how to take care of their credit for the rest of their lives.

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What is a credit education workshop?

A:  This class and credit manual are free to the public. The credit educational class will educate you on how to read a credit report, how to identify if creditors are violating your rights and what to do to protect yourself, how to settle debts at 52 cents on the dollar or below so you don't fall victim to debt settlement companies, how to reestablish good credit, and more.

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How long will it take to restore my credit?

A:  Each case is different. It depends on whether or not the accounts are paid off or not. Worse case scenario 7 months to get in range for loan qualification which is much better than 7-10 years.

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What if I'm not happy with the service, do you offer refunds?

A:  Yes, our service is guaranteed to raise your credit score or your money back with no time limits as long as you abide by the following...

• Do not pull or have any potential creditor pull your credit report until 3-5 weeks after you receive your credit responses.
• Do not pay anything late.  1 late payment will cost you approximately 35 points off of your credit score.
• Do not close any accounts unless there is a zero balance. (A closed account with a balance could cost you 45 points off of your credit score.)
• Do not share the letters meant for you with another individual.  (This could result in a lawsuit from the creditor to whomever you shared the letter with).
• Do not go out and purchase anything on credit during the dispute process. (This could keep you from getting your loan, because your debt to income ratio will change.)
• Do not get any new collection accounts.
• Do not take any credit card balances above 50% of the limit

We are proud to say however that no one has ever asked for a refund.

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How can I start building new credit?

When you're starting the credit building process, whether you are re-establishing credit or just starting out, it's important to know how to start building the right credit history. For example you should not get any credit under $500.00 or use any company known for giving credit to just anybody, and don’t pay off your new credit to early. You need no less than 6 months on your credit history.  Schedule an appointment with us and start rebuilding your credit today.

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Who uses Credit Rescue Now's services?

Our product has been used successfully by mortgage companies, banks and real estate companies and auto dealerships nationwide to help their clients who have been turned down for credit. They now qualify for the home they wanted or loan they needed. Think of all the money you can save having good credit. Lower interest rates means less money out of your monthly budget. Furniture and appliance stores offer 0% interest on purchases for 6 months to a year if you have good credit. Don't spend the next 7-10 years as a victim of high interest. Remember knowledge is power and you now have a way to get back your credit worthiness. The only thing you have to lose by using Credit Rescue Now, Inc Credit Protection/Credit Restoration is bad credit.  Contact us today!

   

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